Ayushman Card 2026 – Apply Online & Check Hospital List

The Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (PMJAY), popularly known as the Ayushman Card Scheme, is one of the largest health insurance schemes in the world. Launched by the Government of India in 2018, it aims to provide free health coverage up to ₹5 lakh per family per year for secondary and tertiary care hospitalization.

This scheme is primarily designed for poor and economically weaker families, ensuring that medical expenses do not become a burden on them. The Ayushman Card acts as a health ID card that allows beneficiaries to avail of cashless treatment in empaneled hospitals across India.

• What is an Ayushman Card?
• Benefits of Ayushman Bharat Scheme
• Eligibility criteria
• Documents required for Ayushman Card
• Step-by-step process to apply for Ayushman Card online
• How to download Ayushman Card?
• How to check Ayushman Card hospital list?
• Final disclaimer

What is an Ayushman Card?**

An Ayushman Card is a digital health card issued under the Ayushman Bharat – PMJAY scheme. With this card, eligible families can avail of free medical treatment up to ₹5 lakh per year in government and empaneled private hospitals.

Key points about the Ayushman Card:

• It is valid pan-India, meaning beneficiaries can get treatment anywhere in India.
• Coverage is available for more than 1,500 medical packages, including surgery, cancer treatment, heart operations, kidney transplant, maternity care, and more.
• Both pre-hospitalization and post-hospitalization costs are covered.
• The card is issued to eligible families as per SECC (Socio-Economic Caste Census) 2011 data.

Benefits of Ayushman Bharat Scheme**

The Ayushman Bharat Scheme is one of the most beneficial health programs for underprivileged citizens. Some key benefits include:

1. Free Health Coverage – Coverage up to ₹5 lakh per family per year for hospitalization.
2. Cashless Treatment – No need to pay at empaneled hospitals, all bills are directly settled by the government.
3. Wide Network of Hospitals – More than 25,000 hospitals are empaneled across India.
4. No Age or Gender Bar – All eligible family members, regardless of age or gender, are covered.
5. Covers Major Diseases – Heart surgeries, cancer treatment, kidney dialysis, maternity, accident trauma, etc. are included.
6. Nationwide Portability – Beneficiaries can use their card in any state, not just their home state.
7. Covers Pre and Post Hospitalization – Medicines, diagnostics, and follow-up care are included.
8. No Cap on Family Size – Entire family is covered without restrictions.

Eligibility Criteria for Ayushman Card**

Not everyone is eligible for the Ayushman Bharat Yojana. The eligibility is based on SECC 2011 data.

Eligibility in Rural Areas

• Families living in kutcha houses.
• Households with no adult male member between 16–59 years.
• SC/ST households.
• Landless laborers.
• Families dependent on manual labor.

Eligibility in Urban Areas

• Families of workers such as street vendors, domestic helpers, rickshaw pullers, construction workers, rag pickers, plumbers, electricians, drivers, and sanitation workers.

Exclusion

• Families paying income tax.
• Families with members working in government jobs.
• People owning pucca houses and vehicles beyond certain criteria.

Documents Required for Ayushman Card**

To apply for an Ayushman Card, you will need the following documents:

• Aadhaar Card (mandatory)
• Ration Card (to prove family details)
• Voter ID / Driving License (identity proof)
• Mobile Number (for OTP verification)
• Passport-size photographs
• Income Certificate / BPL Certificate (if applicable)
• Residence/Domicile Certificate

How to Apply for Ayushman Card Online**

The application process for Ayushman Card is simple and can be done online through the PMJAY official portal or by visiting the nearest CSC (Common Service Center).

Step-by-Step Process

1. Visit the Official PMJAY Website – https://pmjay.gov.in
2. Click on “Am I Eligible” – Enter your mobile number and OTP to verify.
3. Search by Details – You can check eligibility using:

• Mobile Number / Ration Card Number / Name & District.

1. Fill Application Form – If eligible, fill in details like name, address, family members, etc.
2. Upload Documents – Aadhaar card, ration card, and other required documents.
3. Submit Application – Once verified, your Ayushman ID will be generated.
4. Download Ayushman Card – You can download a PDF copy or get a PVC card printed at a CSC center.

How to Download Ayushman Card**

Once your application is approved:

• Go to the PMJAY website.
• Login using your mobile number and OTP.
• Click on “Download Ayushman Card”.
• Save the PDF copy.
• You can also request a PVC Ayushman Card for offline use by paying a small fee at CSC centers.

How to Check Ayushman Card Hospital List

You can check the Ayushman Card Hospital List through multiple methods, depending on your preference and accessibility. Here are the different types or ways to check the hospital list:

1. Ayushman Bharat Official Website

• Visit the PM-JAY Official Website.
• Navigate to the “Find Hospital” or “Hospital Locator” section.
• Enter details like state, district, specialty, or pin code to filter hospitals.
• View or download the list of empanelled hospitals.

2. Ayushman Bharat Mobile App

• Download the Ayushman Bharat App from the Google Play Store or Apple App Store.
• Log in with your mobile number and select the “Find Hospitals” option.
• Enter your location and specialty preferences to view the hospital list.

3. State-Specific Ayushman Bharat Portals

• Some states have their own Ayushman Bharat portals integrated with the national scheme.
• Examples:
  • Bihar: https://statehealthsocietybihar.org/
  • Uttar Pradesh: https://www.uphealth.up.gov.in/
• Check hospital lists specific to your state.

4. Common Service Centers (CSCs)

• Visit your nearest CSC center and request the hospital list.
• Provide your Ayushman Card or Aadhaar number for verification, and the operator will assist you in locating nearby empanelled hospitals.

5. Helpline Numbers

• Dial the Ayushman Bharat Toll-Free Helpline at 14555 or 1800-111-565.
• Share your location or preferences with the representative, who will guide you on finding the nearest hospitals.

6. Visiting Empanelled Hospitals Directly

• Many empanelled hospitals display the Ayushman Bharat PM-JAY Logo at their premises.
• You can directly visit the hospital and inquire about PM-JAY benefits and services.

7. SMS or WhatsApp Services

• In some regions, you can check hospital details via SMS or WhatsApp:
  • Send a specific keyword like “HOSPITAL [PINCODE]” to a designated number.
  • You’ll receive hospital details in response.

8. Grievance Portal

• Use the grievance or support feature on the Ayushman Bharat website or app to request a detailed hospital list for your location.

9. Local Health Departments

• Visit your local health department or Panchayat office, which often has updated lists of empanelled hospitals in the area.

Disclaimer

This article is written for informational and educational purposes only. The actual process, eligibility, and hospital lists may vary depending on updates made by the Government of India or State Authorities. Applicants are strongly advised to refer only to the official Ayushman Bharat PMJAY website (https://pmjay.gov.in) or visit their nearest CSC center / government office for the most accurate and updated details. This article does not guarantee eligibility, benefits, or acceptance of applications.